So how does bankruptcy work? First of all bankruptcy is not a scam…it is an area of the law designed to protect debtors and help them get back on their feet. The government’s policy is to help avoid creditors’ going after debtor’s assets over bad debt. When people have debt they cannot purchase items way they can with good credit. Basically everyone wins when you get out of debt!

2 Types - CH.7 and CH.13

Chapter 7

Chapter 13

Bankruptcy Myths

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